1. PRU Hospital & Surgical
Overview: PRU Hospital & Surgical is a comprehensive health insurance product that covers hospitalization and surgical expenses. It ensures that policyholders have access to quality medical care without the financial burden.
Features:
- Extensive Coverage: Includes room and board, ICU, surgical fees, and other hospital-related expenses.
- Cashless Facility: Allows cashless hospitalization at network hospitals.
- Annual Limit: High annual coverage limit to accommodate significant medical expenses.
- Worldwide Coverage: Protection extends globally, ensuring coverage during international travel.
Benefits:
- Financial Security: Reduces the financial impact of medical emergencies.
- Quality Healthcare: Access to top-tier medical facilities and treatments.
- Convenience: Hassle-free cashless treatment at network hospitals.
2. PRUPrime Healthcare
Overview: PRUPrime Healthcare is a premium health insurance product offering extensive medical coverage. It is designed to provide comprehensive health protection and peace of mind to policyholders and their families.
Features:
- Comprehensive Coverage: Covers a wide range of medical expenses including hospitalization, surgery, outpatient treatment, and emergency services.
- No Claim Bonus: Rewards policyholders with a no-claim bonus, enhancing the coverage amount in subsequent years.
- Flexible Plans: Various plans and coverage limits to suit different needs and budgets.
- Worldwide Coverage: Access to medical treatment worldwide.
Benefits:
- Enhanced Protection: Broad coverage for a wide array of medical services.
- Increased Coverage: Benefit from a no-claim bonus, increasing the coverage over time.
- Flexibility: Multiple plan options to match different healthcare needs and financial capabilities.
3. PRUCritical Benefit
Overview: PRUCritical Benefit provides financial protection against critical illnesses. This product supports policyholders during severe health conditions by offering a lump sum payout upon diagnosis of covered illnesses.
Features:
- Comprehensive Illness Coverage: Covers a wide range of critical illnesses such as cancer, heart attack, stroke, and more.
- Lump Sum Benefit: Immediate payout upon diagnosis to help cover medical and living expenses.
- Flexible Sum Assured: Choose the coverage amount based on individual needs.
- Renewable Policy: Option to renew the policy to continue protection.
Benefits:
- Financial Support: Helps manage treatment costs and other financial burdens during critical illness.
- Peace of Mind: Ensures policyholders can focus on recovery without financial stress.
- Flexible Coverage: Tailored to meet different protection needs.
4. PRUPrime Healthcare Syariah
Overview: PRUPrime Healthcare Syariah is a Sharia-compliant health insurance product offering comprehensive medical coverage in line with Islamic principles. It ensures ethical investment and coverage practices.
Features:
- Sharia-Compliant: Adheres to Islamic principles in all aspects of the policy.
- Comprehensive Coverage: Includes hospitalization, surgery, outpatient treatment, and emergency services.
- No Claim Bonus: Provides a no-claim bonus, enhancing the coverage amount over time.
- Worldwide Coverage: Protection for medical treatment worldwide.
Benefits:
- Ethical Assurance: Assurance that the policy complies with Islamic ethical standards.
- Broad Protection: Wide-ranging coverage for various medical services.
- Increased Coverage: No-claim bonus adds to the coverage in subsequent years.
- Global Access: Access to healthcare services worldwide.
Prudential Indonesia offers a variety of health insurance products designed to meet different medical and financial needs. These products provide financial security and access to quality healthcare, ensuring that policyholders and their families are protected against the financial impact of health-related issues