1. PRUPrime Healthcare Syariah
Overview: PRUPrime Healthcare Syariah is a comprehensive health insurance product that adheres to Sharia principles. It offers extensive medical coverage to ensure that policyholders receive quality healthcare services without the financial burden, all while ensuring ethical compliance.
Features:
- Sharia-Compliant: Fully adheres to Islamic principles, ensuring ethical investment and management of funds.
- Comprehensive Coverage: Includes hospitalization, surgery, outpatient treatment, maternity benefits, and emergency services.
- No Claim Bonus: Rewards policyholders with a no-claim bonus, enhancing the coverage amount in subsequent years.
- Cashless Facility: Provides cashless treatment at a network of partner hospitals and clinics.
- Worldwide Coverage: Protection extends globally, ensuring coverage during international travel.
Benefits:
- Ethical Assurance: Assurance that the policy complies with Islamic ethical standards.
- Broad Protection: Wide-ranging coverage for various medical services.
- Increased Coverage: No-claim bonus adds to the coverage in subsequent years.
- Global Access: Access to healthcare services worldwide, ensuring comprehensive protection.
2. PRUCritical Benefit Syariah
Overview: PRUCritical Benefit Syariah is a health insurance product that provides financial protection against critical illnesses in compliance with Sharia principles. It supports policyholders during severe health conditions by offering a lump sum payout upon diagnosis of covered illnesses.
Features:
- Comprehensive Illness Coverage: Covers a wide range of critical illnesses such as cancer, heart attack, stroke, and more.
- Lump Sum Benefit: Immediate payout upon diagnosis to help cover medical and living expenses.
- Sharia-Compliant: Ensures that all aspects of the policy adhere to Islamic principles.
- Flexible Sum Assured: Choose the coverage amount based on individual needs.
- Renewable Policy: Option to renew the policy to continue protection.
Benefits:
- Financial Support: Helps manage treatment costs and other financial burdens during critical illness.
- Peace of Mind: Ensures policyholders can focus on recovery without financial stress.
- Ethical Assurance: Compliance with Sharia principles in all transactions and investments.
- Flexible Coverage: Tailored to meet different protection needs.
3. PRUPrime Health Rider Syariah
Overview: PRUPrime Health Rider Syariah is an add-on health insurance rider that provides additional health coverage in accordance with Sharia principles. It is designed to complement existing life insurance policies by enhancing health protection.
Features:
- Sharia-Compliant: Ensures ethical management and adherence to Islamic principles.
- Additional Health Coverage: Offers extended coverage for hospitalization, surgery, and outpatient treatment.
- Cashless Facility: Provides cashless treatment at a network of partner hospitals and clinics.
- Flexible Coverage Options: Allows policyholders to choose additional coverage levels based on their needs.
- No Claim Bonus: Rewards with a no-claim bonus, increasing the coverage amount over time.
Benefits:
- Enhanced Protection: Supplements existing insurance policies with additional health benefits.
- Ethical Assurance: Compliance with Islamic ethical standards.
- Convenience: Hassle-free cashless treatment at network hospitals.
- Financial Security: Ensures comprehensive health protection, reducing out-of-pocket expenses.
Prudential Indonesia's Syariah health insurance products offer comprehensive medical coverage while adhering to Islamic principles. These products provide financial security and access to quality healthcare, ensuring that policyholders and their families are protected against the financial impact of health-related issues, all within the framework of ethical and Sharia-compliant practices.